General Loan Terms

Interest Rate

Our loans attract an interest rate of 6% to 12% per annum, with repayment commencing one year after the loan has been disbursed to the borrower.

Loan Information Required

To proceed, you will need to complete an application form that includes your personal and loan information. This will enable us to provide you with detailed documentation outlining the loan terms, conditions, and the agreement contract letter, which you will need to sign and return for further processing and approval.

Proof of Identification

Acceptable forms of identification include:

1. 1. International passport
2. 2. Driver's license
3. 3. National Identity card
4. 4. Current employment/work identity card

Loan Amounts

We have a substantial capital base, allowing us to offer loans ranging from a minimum of $5,000 to a maximum of $20 million.

The minimum loan term is 1 year, and the maximum is 30 years.

Loan Approval Timeline

Once we receive your application, we will send you all relevant documents via fax or email within 6 hours. Upon receiving the signed documents, we will provide the approval documentation within another 6 hours.

The total time from application to disbursement of funds is approximately 24 hours.

Subsequent Loans

You may be eligible for another loan after repaying your previous one, subject to approval.

Fees Associated with the Loan

Please note that we do not charge upfront fees for our loans. However, the borrower is responsible for the loan origination fee, which cannot be added to or deducted from the principal loan amount.

Method of Fund Delivery

Funds can be delivered through:

1. 1. Bank-to-bank transfer
2. 2. Bank drafts
3. 3. Electronic wire transfer

Loan Agreement Conditions

1. Loan repayment begins 3-month after the funds are transferred.
2. Borrowers unable to meet repayment deadlines will receive a 3-month grace period before legal actions are initiated.
3. Failure to repay on the due date may result in legal action by our attorneys.
4. All applicants must make a down payment for the loan origination fees before funds are disbursed.

We look forward to your response and are here to answer any further questions you may have. Thank you!